{"id":16,"date":"2020-12-16T16:49:00","date_gmt":"2020-12-16T16:49:00","guid":{"rendered":"https:\/\/www.harrisparkwaydental.com\/blog\/?p=16"},"modified":"2021-01-15T16:50:00","modified_gmt":"2021-01-15T16:50:00","slug":"dental-insurance-and-medical-insurance","status":"publish","type":"post","link":"https:\/\/www.harrisparkwaydental.com\/blog\/2020\/12\/16\/dental-insurance-and-medical-insurance\/","title":{"rendered":"What Makes Dental Insurance Different from Medical Insurance?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><a href=\"https:\/\/www.harrisparkwaydental.com\/blog\/2020\/12\/16\/dental-insurance-and-medical-insurance\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.harrisparkwaydental.com\/blog\/wp-content\/uploads\/2021\/01\/AdobeStock_249724033__1610721340_65307.jpg\" alt=\"Health insurance card on top of dental card\" class=\"wp-image-17\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.harrisparkwaydental.com\/blog\/wp-content\/uploads\/2021\/01\/AdobeStock_249724033__1610721340_65307.jpg 800w, https:\/\/www.harrisparkwaydental.com\/blog\/wp-content\/uploads\/2021\/01\/AdobeStock_249724033__1610721340_65307-300x225.jpg 300w, https:\/\/www.harrisparkwaydental.com\/blog\/wp-content\/uploads\/2021\/01\/AdobeStock_249724033__1610721340_65307-768x576.jpg 768w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>When you enroll in your company\u2019s benefit package, you may wonder why you have to sign up for medical insurance and <a href=\"https:\/\/www.harrisparkwaydental.com\/insurance-financing.html\">dental insurance<\/a> separately. Why aren\u2019t they both the same thing? After all, they\u2019re both meant to help you pay for healthcare, aren\u2019t they? While that\u2019s true on a basic level, the fact is that dentists and general physicians care for you in different ways, and your insurance plans are structured to reflect that. Discover more about the truth behind the design of your dental and medical plans.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\"><br>Why are Dental and Medical Insurance Separate?<\/h2>\n\n\n\n<p>For much of history, dentistry has been considered separate from the general medical field. Regular doctors never accepted dentistry as part of their practices, and as such separate dental offices were founded. And of course, dental schools were formed separate from medical schools. It\u2019s no surprise, therefore, that this division also extended to insurance, with dental insurance as we know it starting about 100 years after medical insurance was already established.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How are Dental and Medical Insurance Different?<\/h2>\n\n\n\n<p>The key word that separates dental insurance from medical insurance is \u201cprevention.\u201d Medical insurance is mostly intended to help pay for the unexpected \u2013 sudden injuries and illnesses and the like. It\u2019s meant to help lessen the burden of large medical expenses while you\u2019re dealing with the fallout of a serious health issue. By contrast, dental insurance is geared towards stopping health problems before they begin.<\/p>\n\n\n\n<p>While dental plans will offer some coverage for restorative services in the event of a dental emergency, they\u2019ll typically be set up to offer the most coverage for regular preventive care in the form of checkups and cleanings. Visiting your dentist on a regular basis can mean the difference between preventing cavities and allowing them to turn into severe oral health problems. Dental insurance encourages you to seek preventive care so that you can avoid needing to pay for more expensive treatment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Getting the Most Out of Dental Insurance<\/h2>\n\n\n\n<p>Just like medical insurance, dental insurance has a set maximum amount of coverage that the company is willing to provide for your care in a year\u2019s time. However, you can be a bit more proactive in using your dental benefits by scheduling two dental checkups each year. This lets you use the money set aside for your insurance plan while also helping you maintain a healthy mouth.<\/p>\n\n\n\n<p>Your dentist and the rest of their team can give you further tips for making the most out of your dental insurance plan. You can also call your insurance carrier to review the kind of coverage you\u2019re entitled to for certain services. It\u2019s important to fully understand as much about your dental insurance as possible \u2013 and how it\u2019s distinct from your medical insurance \u2013 so that you\u2019re in a position to save the maximum amount of dental dollars.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About the Author<\/h3>\n\n\n\n<p>Dr. Brad McConnell has spent over 40 years bringing comfortable dental care to Fort Worth. He is truly passionate about oral healthcare and believes everyone should be able to enjoy a healthy dazzling smile. As such, his practice, Harris Parkway Dental Care, is happy to accept a wide variety of dental insurance plans. To see if we accept your current insurance carrier, visit our <a href=\"https:\/\/www.harrisparkwaydental.com\/contact.html\">website<\/a> or call &nbsp;(817) 423-2223.<\/p>\n","protected":false},"excerpt":{"rendered":"When you enroll in your company\u2019s benefit package, you may wonder why you have to sign up for medical insurance and dental insurance separately. Why aren\u2019t they both the same thing? After all, they\u2019re both meant to help you pay for healthcare, aren\u2019t they? While that\u2019s true on a basic level, the fact is that dentists and general physicians care for you in different ways, and your insurance plans are structured to reflect that. Discover [&hellip;] <a class=\"read-more\" href=\"https:\/\/www.harrisparkwaydental.com\/blog\/2020\/12\/16\/dental-insurance-and-medical-insurance\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance Fort Worth | Harris Parkway Dental Care<\/title>\n<meta name=\"description\" content=\"Have you ever wondered why dental insurance is separate from medical insurance? The answer lies in one key word: prevention.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.harrisparkwaydental.com\/blog\/2020\/12\/16\/dental-insurance-and-medical-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance Fort Worth | Harris Parkway Dental Care\" \/>\n<meta property=\"og:description\" content=\"Have you ever wondered why dental insurance is separate from medical insurance? The answer lies in one key word: prevention.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.harrisparkwaydental.com\/blog\/2020\/12\/16\/dental-insurance-and-medical-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Harris Parkway Dental Care Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bradmcconnellddshpdc\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-16T16:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-15T16:50:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.harrisparkwaydental.com\/blog\/wp-content\/uploads\/2021\/01\/AdobeStock_249724033__1610721340_65307.jpg\" \/>\n<meta name=\"author\" content=\"hpdentalcare\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@HarrisPkyDental\" \/>\n<meta name=\"twitter:site\" content=\"@HarrisPkyDental\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"hpdentalcare\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/\"},\"author\":{\"name\":\"hpdentalcare\",\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/#\\\/schema\\\/person\\\/bbf6dcce61d91946f3196d5a948b09b9\"},\"headline\":\"What Makes Dental Insurance Different from Medical Insurance?\",\"datePublished\":\"2020-12-16T16:49:00+00:00\",\"dateModified\":\"2021-01-15T16:50:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/\"},\"wordCount\":563,\"publisher\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/AdobeStock_249724033__1610721340_65307.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/\",\"url\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/\",\"name\":\"Dental Insurance Fort Worth | Harris Parkway Dental Care\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/2020\\\/12\\\/16\\\/dental-insurance-and-medical-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.harrisparkwaydental.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/AdobeStock_249724033__1610721340_65307.jpg\",\"datePublished\":\"2020-12-16T16:49:00+00:00\",\"dateModified\":\"2021-01-15T16:50:00+00:00\",\"description\":\"Have you ever wondered why dental insurance is separate from medical insurance? 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